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Dental clinics should get business insurance, which “can help pay the costs of property damage, lawsuits, lost business income, and other covered losses” (“What Does Business Insurance Cover?”). While they legally need workers compensation insurance for employees, they also need other insurance policies for other...

People with Medicare Advantage Plans get a variety of benefits for a monthly premium (“Medicare Advantage Plans cover all Medicare services”). Not only do the plans pay for “[most] Medicare services,” but also pay for services, such as vision, hearing, dental, emergency treatments, prescriptions, etc.,...

Dental clinics in foreign countries could provide cheaper treatments to people than dental clinics in the United States. Unfortunately, while travel and dental insurance policies may pay for their beneficiaries’ dental work in an emergency, “[most] dental insurance plans don’t cover treatment abroad…” (“Dental Tourism...

Some people can receive health coverage from Medicare, which is a “federal health insurance program for… People who are 65 or older,” “Certain younger people with disabilities,” and “People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)” (“What’s...

People without prescription coverage may not be able to afford their prescriptions. However, prescription coverage may help some people, but health insurance companies can take certain prescription drugs off their formulary. Unfortunately, the US Food and Drug Administration (FDA) found, “Only about half of medicines...

Health insurance policies usually cover prescription drugs on their formularies, which include “both generic and brand name” drugs (Bihari and Norris 2018). For some drugs, patients may have out-of-pocket payments in the form of either copayments or coinsurance (Bihari and Norris 2018). Patients should check...

Many doctors prescribe drugs to patients in order to treat their illnesses, conditions, conditions after surgery, etc. However, some patients are unable to afford them. A national poll from NORC at the University of Chicago and the West Health Institute shows, “About one in three...

Dental practices could utilize private health exchanges to provide insurance for their employees (Merhar 2016). Employers would determine the type of policies and “specified contribution levels” for employees, who would search for their own policies in the exchange online (Uzialko 2016). Private health exchanges may...

Employers should provide dental insurance to their employees in order to help them receive dental treatment. Fully insured dental plans provide predictable premiums for employers, but insurance companies could raise them (Wilmerding 2016). Employers who want to save money should consider self-funded dental insurance.Self-funded...